Shepherd Financial Partners maintains a constant watch over your investments and assets with a goal oriented process. In monitoring your portfolio, we pursue three principal objectives:
- Above-market levels of annual dividend income
- Quarterly and annual increases in portfolio dividend income
- Capital gains and portfolio appreciation
Our process has evolved and grown around the changing needs of our clients. To meet the three goals we set for your portfolios, we have created a defined, four point planning philosophy.
- Dividend Growth Equities: This employs the selection of stocks that not only pay dividends, but also seek to grow those dividend payments annually.
- Diversification: We seek to reduce portfolio risk and enhance current income by including measured placement of funds into other investment classes.
- Risk/Reward Structure: Our portfolios are structured to pursue better-than-market earnings growth and better-than-market dividend income. During periods of time when share price appreciation dominates equity returns and other periods when dividend income can save otherwise poor market performance, we are not tempted to fully substitute capital gains potential for predictable dividend income. Your portfolios are always consistently focused on the long-term achievement of both dividend income and capital gains.
- Selection: We select stocks from an select group of domestic and international dividend growth stocks. The selection process goes beyond a dividend growth history requirement; it includes careful and comprehensive analysis of the company’s business models, growth prospects, financial characteristics, and price. The long-term goal of competitive total portfolio returns can be pursued.