Cynthia R. Haddad, CFP® Director,Special Needs Planning


Cindy is a committed and vital partner to families planning the lifelong care for their family member with special needs. As a sister of an adult brother with disabilities, Cindy has dedicated her career to helping other families address their unique financial planning requirements. Based upon her personal and professional experience, she has recently published an eBook:  Sibtips, Vocabulary for Siblings. For over 20 years, she has held positions of leadership in a variety of public policy advisory organizations and is a sought-after speaker at conferences for individuals with special needs and their families throughout the country.

Cindy is a CERTIFIED FINANCIAL PLANNER™ professional and a Director of Special Needs Financial Planning, a division of Shepherd Financial Partners. During her time at SFP, she continues to write and speak on the issues of special needs planning and has developed a program to bring greater awareness to brothers and sisters who share the lifelong care of their sibling with special needs. She currently serves on the board for the Massachusetts Sibling Support Network (MSSN).

Prior to joining SFP, Cindy shared her personal experience and professional expertise, co-authoring The Special Needs Planning Guide: How to Prepare for Every Stage of Your Child’s Life (Brookes Publishing) with her partner for over 20 years, John Nadworny. Cindy and John are currently under contract to write a book on Residential Planning for individuals with disabilities.

Cindy has also served on the board of The Arc of Massachusetts, as well as the Central Middlesex Area Advisory Board for the Massachusetts Department of Developmental Services. She also served as an advisor to the MARC Trust, Inc. (currently Planned Lifetime Assistance Network of Massachusetts, Inc.) in past years.

Cindy earned her BA in Finance and Economics from Simmons College and is a member of the Financial Planning Association. She lives in Belmont with her husband and two children and  is actively involved in her Church and local community. In addition to serving as an advocate for her brother Ron, she enjoys cooking, gardening, ice skating, and having fun with her family.